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HF WEALTH
WELCOME TO
HF WEALTH
HF Wealth provide independent financial advice with one key aim, to help our clients answer the most important question, ‘are we going to be OK?’.
We use a straightforward personal approach and every aspect of the advice we provide is built on a detailed understanding of your circumstances and needs.
This approach to financial planning allows us to provide a tailored plan from the start and help you to maintain that plan over the years ahead.
The Benefits of Financial Advice
INVESTMENT
STRATEGY
Balancing your investments to match your financial goals, risk tolerance, and investment timeline.
FINANCIAL
PLANNING
Skillfully creating and adjusting your financial plans to improve long term success.
TAX
PLANNING
Ensuring your plan adapts to changes in tax legislation, maximising your net income.
HOLISTIC
ADVICE
Ensuring financial decisions are taken within the context of your unique situation.
What we do
HF Wealth provide advice to individual clients in all areas of personal financial planning including retirement, investment, protection and estate planning.
Our relationship with each client is personal but the process we go through covers some of the same key areas:
• Understanding your circumstances and needs
• reviewing your existing assets
• providing personal recommendations on what to do next
• managing your plans into the future
Where a client’s additional needs fall outside of our expertise we work with a large network of complimentary specialist advisers, such as mortgage brokers and will writers.
Our relationship with each client is personal but the process we go through covers some of the same key areas:
• Understanding your circumstances and needs
• reviewing your existing assets
• providing personal recommendations on what to do next
• managing your plans into the future
Where a client’s additional needs fall outside of our expertise we work with a large network of complimentary specialist advisers, such as mortgage brokers and will writers.
Who We Work With
Investors
Clients who are planning for their long-term future should consider investing to protect against inflation. We can review, consolidate where appropriate and manage both the tax efficiency and underlying investment approach for these investors.
Planners
Client’s planning or approaching their retirement or other big life events should consider holistic advice to ensure they are making the best use of their hard-earned assets. We help put those plans in place and just as importantly keep them on track as these big life events approach.
Retiree’s
If you are about to or are already retired, it’s important to make sure your income needs, and expenditure can be met by the assets you have saved. We can help establish the most suitable ways in which to use your funds to best meet your needs and manage those plans throughout retirement.
Protectors
We help clients and their families protect their assets through estate planning. A complex area that is not always just about the tax bill, but also providing you with the peace of mind that your loved ones are taken care of after you are gone.
Clients who are planning for their long-term future should consider investing to protect against inflation. We can review, consolidate where appropriate and manage both the tax efficiency and underlying investment approach for these investors.
Planners
Client’s planning or approaching their retirement or other big life events should consider holistic advice to ensure they are making the best use of their hard-earned assets. We help put those plans in place and just as importantly keep them on track as these big life events approach.
Retiree’s
If you are about to or are already retired, it’s important to make sure your income needs, and expenditure can be met by the assets you have saved. We can help establish the most suitable ways in which to use your funds to best meet your needs and manage those plans throughout retirement.
Protectors
We help clients and their families protect their assets through estate planning. A complex area that is not always just about the tax bill, but also providing you with the peace of mind that your loved ones are taken care of after you are gone.
Meet The Team
Simon Lister DipPFS CertPFS (DM)
Managing Director
Mark Holdsworth BA (Hons) DipPFS
Head of Business Development
Catriona Hawthorn MA (Hons) DipPFS
Head of Compliance
James Eastell Certs CII (MP & ER)
Head of Operations
Michael Breen BA (Hons) DipPFS
Senior Financial Planner
Hugh Peterken APFS, Certs CII (MP & ER), CertPFS (Securities), CertPFS (DM)
Chartered Financial Planner
Neil Davies DipFA AwPETR CeMAP
Senior Financial Planner
Sam Barraclough BA (Hons) DipPFS, CertPFS (DM)
Paraplanner
Jake Brett MSc
Trainee Paraplanner
Amy O'Brien
Administration Manager
Linda Gilligan CertPFS
Senior Administrator
James Wardale
Administrator
Laura Lister
Administrator
What We Don’t Do
It’s important to understand that as advisers we will always strive to provide what we see as the most suitable advice for your circumstances and needs. It is important to highlight the areas we cannot help you with…
We Won’t:
• Attempt to time investment markets – we don’t know when the markets have peaked or when a recovery will start, but we do have huge amounts of evidence for the benefits of long-term investing.
• Transact without advice – clients pay us to provide professional advice, therefore whenever a change is considered we will provide advice, consider alternatives and consult with you first before we make any transactions. We would rather tell our clients uncomfortable truths (like you can’t afford it!) than a pleasant lie.
We Won’t:
• Attempt to time investment markets – we don’t know when the markets have peaked or when a recovery will start, but we do have huge amounts of evidence for the benefits of long-term investing.
• Transact without advice – clients pay us to provide professional advice, therefore whenever a change is considered we will provide advice, consider alternatives and consult with you first before we make any transactions. We would rather tell our clients uncomfortable truths (like you can’t afford it!) than a pleasant lie.
CALL US
01943 603777
ADDRESS
HF Wealth Ltd
Ilkley Hall
Ilkley
West Yorkshire
LS29 9LD.
